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VA Community Care allows eligible veterans to receive care from non-VA providers, administered through the Community Care Network (CCN) by regional third-party administrators. The defining operational fact is that it is referral-first: care must generally be authorized by the VA before it is delivered. Payer content ages fastest of anything on this site. Portals move, forms change, payer IDs get reassigned, and timely filing limits are contract-specific regardless of what any table says. Treat this page as orientation; the payer’s own current documentation and your executed contract are authoritative. Checked August 2026.

Structure

The Community Care Network is divided into regions administered by third-party administrators — Optum for some regions and TriWest for others. Confirm the current administrator for your region. Start at VA Community Care for providers. Regional administrator assignments have changed over time. Verify the current administrator for your region rather than relying on a saved reference.

The referral-first model

This is the thing to get right. Unlike commercial insurance, VA Community Care generally requires that the VA authorize the care in advance and issue a referral with a specified scope, duration, and number of visits. Care delivered without a valid referral — or outside a referral’s scope or dates — is generally not payable, and the veteran generally cannot be billed. Verify the referral before the visit and track its limits.

Enrollment

Through the regional CCN administrator. Requires the standard credentialing packet plus VA-specific requirements.

Claims submission

Through the regional administrator’s process. Payer IDs and submission channels differ by region and by administrator.

Timely filing

Set by the CCN contract. Confirm with your regional administrator.

Medical documentation return

Returning medical documentation to the VA is a contractual obligation, not an optional courtesy. Failure to return records can affect payment and future referrals. Build it into the post-visit workflow rather than treating it as administrative overflow.

Quirks worth knowing

  • Referral scope is specific — a referral for a consultation does not cover a procedure
  • Referral duration is limited — care after expiration needs a new referral
  • The veteran generally cannot be balance billed for authorized care
  • Rates are generally benchmarked to Medicare
  • The program is federal, so state insurance law generally does not apply