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The runbook to execute for every new professional entity. Follow it identically each time so entity twelve takes as long as entity two.

Phase 1, before the entity exists

  • Entity name decided, satisfying professional entity naming rules
  • Naming convention confirmed for accounts: [Brand] [State] PC, [Purpose]
  • Chart of accounts template ready (identical to every other PC)
  • Registered agent arranged
  • Friendly owner vetted: license verified, OIG LEIE and SAM.gov clear, documented

Phase 2, formation

  • Formation documents filed and state-stamped
  • Board pre-approval obtained, if the state requires it
  • Bylaws or operating agreement adopted
  • Organizational consents adopted, naming account signers
  • Shares or membership interests issued, with restrictive legend
  • Transfer restriction agreement executed
  • EIN obtained; CP 575 legal name recorded exactly as printed
  • State tax and employer registrations complete
  • MSO foreign-qualified in this state, if new

Phase 3, identifiers

  • Type 2 NPI obtained, with the NPPES legal name matching the CP 575 exactly
  • Group taxonomy selected and recorded
  • Each clinician’s Type 1 NPI confirmed (no duplicates created)
  • CAQH profiles updated with this location and re-attested
  • W-9 prepared with the exact CP 575 legal name

Phase 4, banking

  • Operating account opened, in the PC’s name
  • Signer is the PC’s licensed officer, not an MSO executive
  • No MSO withdrawal authority: no standing sweep, no ACH debit authorization, no MSO signer
  • Read-only access provisioned: bookkeeper, controller, reconciler
  • Naming convention applied
  • Beneficial ownership answered accurately (clinician, 100%)
  • Routing and account numbers recorded for EFT enrollment
  • ACH addenda visibility confirmed, you need the TRN to reconcile
  • Payroll account opened, if segregating
  • Refund/disbursement account opened, if applicable
  • Check stock ordered, drawn on this PC’s account, with this PC’s signer
  • Payment card issued for this entity, labeled

Phase 5, payer enrollment

Per payer:
  • Group contract executed by the PC’s officer; effective date recorded
  • Fee schedule obtained and reviewed before signing
  • Timely filing limit and appeal deadline recorded
  • Each clinician credentialed and linked; provider effective dates recorded
  • Retro-effective dates requested in writing
  • EDI enrollment approved (not merely submitted)
  • ERA enrollment pointing at your current clearinghouse
  • EFT enrollment pointing at this PC’s operating account
  • Any VCC-paying payer converted to EFT
  • Test claim submitted and accepted at 277CA
  • First 835 received and posted
  • First EFT confirmed in the correct account, reassociating by TRN
Plus:
  • Medicare: CMS-855B, 855I per clinician, 855R reassignment, CMS-588 EFT; PTANs recorded
  • Medicaid: state agency enrollment and every MCO in the service area

Phase 6, billing stack

  • Entity configured in the EHR/PM with its own Tax ID and group NPI
  • Separate submitter configuration at the clearinghouse, so claims cannot go out under another entity’s Tax ID
  • Fee schedules loaded for underpayment detection
  • Scrubber edits configured, including the auth-required edit
  • ERA auto-posting configured, with group code mapping tested against a real 835

Phase 7, accounting

  • General ledger created from the identical chart of accounts template
  • Intercompany account pairs created on both sides:
    • Management fee expense (PC) ↔ revenue (MSO)
    • Loan payable (PC) ↔ receivable (MSO)
    • Interest expense (PC) ↔ income (MSO)
  • Added to the consolidation model with eliminations
  • Added to the monthly close checklist
  • Management fee invoice template configured for this entity
  • Uncashed-check ledger started

Phase 8, agreements

  • MSA executed, drafted for this state’s current law
  • Transfer restriction agreement executed
  • BAA executed (this PC ↔ MSO, a separate one per PC)
  • IP/brand license extended to this entity
  • Clinician employment agreements executed, with state-appropriate restrictive covenants
  • Board and member consents adopted by both entities

Phase 9, compliance calendar

  • State annual report due date, with 60-day lead
  • Franchise tax due date, with 30-day lead
  • Registered agent renewal
  • Owner’s license renewal and DEA, with 60-day lead
  • CAQH re-attestation, with 14-day lead
  • Malpractice renewal, with 60-day lead
  • Medicare revalidation, with 90-day lead
  • Medicaid revalidation
  • Payer recredentialing dates
  • Monthly OIG LEIE and SAM.gov screening
  • Annual MSA review
  • Annual CPOM self-audit

Phase 10, verify before go-live

  • Entity active and in good standing
  • Legal name identical across CP 575, W-9, NPPES, bank, and every payer
  • PC signer is the PC’s officer; no MSO withdrawal authority anywhere
  • Every EFT enrollment points at this PC’s account
  • Every ERA enrollment points at your current clearinghouse
  • Test claim accepted; test remittance posted; test deposit reconciled by TRN
  • Entity added to the close checklist, consolidation model, and compliance calendar
  • Per-entity setup runbook updated with anything learned

The four that break everything

If you check nothing else:
  1. Legal name identical everywhere, one mismatch means enrollment rejections across every payer
  2. EFT to the PC’s account, never the MSO’s, a CPOM problem plus weeks of re-enrollment per payer
  3. ERA pointing at your current clearinghouse, otherwise you get money you cannot post
  4. No MSO withdrawal authority over the PC’s account, a control finding regardless of whether the transfers are legitimate